Analisis Perlindungan Data Pribadi Nasabah Perbankan Terhadap Penggunaan Layanan Mobile Banking

Sheila Aida Fitriani, Adelia Dara Sasra, Mohammad Harjuno Asmoro Raharjo

Abstract


The Security Of Mobile Banking Is A Concern For Bank Customers Who Use It, Even Though It Can Make Transactions Easier. To Protect Customers From Data Theft, Hacking And Exploitation For Illegal Purposes, Protecting Consumer Data Is Essential. The Author Wants To Investigate How Banking Customers' Personal Information Is Protected When Using Mobile Banking Services, Which Includes Banking Procedures In Protecting Customers' Personal Data Against Mobile Banking Use And The Implementation Of Regulations In Protecting Customers' Personal Data Against Mobile Banking Use In Indonesia. The Personal Data Protection (PDP) Law, Which Provides A Comprehensive Set Of Guidelines For The Processing Of Personal Data In All Sectors, Including Banking. This Research Aims To Examine Laws And Regulations In Indonesia Relating To The Protection Of Personal Information. In This Research, We Used A Normative Study Method Combined With A Conceptual Approach. By Using This Method, Researchers Can Find Out That Collaboration Between The Government, Regulators, Banks And The Community Is The Key To Creating A Safe And Trustworthy Mobile Banking Ecosystem. The Government And Regulators, Such As The Financial Services Authority (OJK) And Bank Indonesia (BI), Need To Continue To Update Regulations To Keep Pace With Technological Developments And Increasingly Complex Cyber Threats.


Keywords


Mobile Banking, Protection, Personal Data.

Full Text:

PDF

References


Akbar, Rohid, Muhammad Irwan, and Padli Nasution. “Journal of Sharia Economics Scholar ( JoSES) Analisis Keamanan Data Pada Aplikasi Mobile Banking Journal of Sharia Economics Scholar ( JoSES )” 2, no. 2 (2024): 79–83.

Atsari, Amania Wahyu, Kristina Sulatri, and Muhammad Mashuri. “Perlindungan Hukum Bagi Nasabah Perbankan Terhadap Kesalahan Layanan Mobile Banking Dari Sistem Teknologi Informasi Perbankan.” Yurijaya : Jurnal Ilmiah Hukum 5, no. 1 (2023): 59–72. https://doi.org/10.51213/yurijaya.v5i1.97.

Budiarto, Agung, and Pujiyono. “Perlindungan Hukum Nasabah Pengguna Mobile Banking.” Jurnal Privat Law 9, no. Vol 9, No 2 (2021): JULI-DESEMBER (2021): 300–308.

Hanafittya. “ANALISIS PERLINDUNGAN KERAHASIAAN DATA PRIBADI PADA NASABAH PENGGUNA PRODUK LAYANAN MOBILE BANKING BANK MILIK THE ANALYSIS OF THE SECURITY PROTECTION OF PRIVACY DATA ON THE CUSTOMER OF MOBILE BANKING SERVICE PRODUCT IN ACEH PROVINCIAL PENDAHULUAN Bank Mil.” Jurnal Ilmiah Mahasiswa Bidang Hukum Keperdataan 5, no. 2 (2021): 328–37.

Irmawati, Ema, John Pieries, and Wiwik Sri Widiarty. “PERLINDUNGAN HUKUM ATAS DATA PRIBADI NASABAH BANK PENGGUNA MOBILE BANKING DALAM PERSPEKTIF UU NO 27 TAHUN 2022 TENTANG KEBOCORAN DATA.” Syntax Admiration 15, no. 1 (2024): 37–48.

Kajian, Jurnal, Hukum Dan, Pendidikan Kewarganegaraan, Sidik Sunaryo, and Jatmiko Wahyu Utomo. “Perlindungan Hukum Preventif Oleh Ojk Dalam Mencegah Kebocoran Data Pribadi Konsumen Pinjaman Online Berdasarkan Peraturan Ojk Nomor 06/Pojk.07/2022 Tentang Perlindungan Konsumen Dan Masyarakat Di Sektor Jasa Keuangan.” Jurnal Kajian Hukum Dan Pendidikan Kewarganegaraan 3 (2023): 1–9.

Mahameru, Danil Erlangga, Aisyah Nurhalizah, Ahmad Wildan, Mochamad Haikal, and Mohamad Haikal Rahmadia. “Implementasi Uu Perlindungan Data” 5, no. 20 (2023): 115–31.

Maisah, Sinta Pala Sari, Sudiarni, and Himsar Pariaman Ompusunggu. “Analisis Hukum Terhadap Perlindungan Data Pribadi Nasabah Dalam Layanan Perbankan Digital Di Indonesia.” Aufklarung: Jurnal Pendidikan 3, no. 3 (2023): 285–90.

Rahmahdhani, Dinda Novika, Muhammad Irwan Padli Nasution, and Sri Suci Ayu Sundari. “Perlindungan Data Privasi Yang Dilakukan Perbankan Terhadap Penggunaan Layanan Mobile Banking.” JUEB : Jurnal Ekonomi Dan Bisnis 2, no. 2 (2023): 88–96. https://doi.org/10.57218/jueb.v2i2.693.

Ramadhan, Kiki Rezki, and Chandra Wijaya2. “A New Decade for Social Changes.” Technium Social Sciences Journal 6, no. December (2020): 101–5.

Sihotang, Lidia, and Ilham Hudi. “Penerapan M-Banking Dalam Meningkatkan Jasa, Layanan Perbankan Di Bank Rakyat Indonesia Kantor Cabang Pekanbaru Sudirman.” Jurnal Akuntansi AKTIVA 4, no. 2 (2023): 106–14. https://doi.org/10.24127/akuntansi.v4i2.4831.

Tarigan, Herdian Ayu Andreana Beru, and Darminto Hartono Paulus. “Perlindungan Hukum Terhadap Nasabah Atas Penyelenggaraan Layanan Perbankan Digital.” Jurnal Pembangunan Hukum Indonesia 1, no. 3 (2019): 294–307. https://doi.org/10.14710/jphi.v1i3.294-307.

DBS, digibank by. 2021. Ini Tips Agar Mobile Banking Anda Tetap Aman. 25 Mei. Accessed Mei 25, 2021. https://www.dbs.id/digibank/id/id/articles/tak-mau-kena-bobol-ini-tips-agar-mobile-banking-anda-tetap-aman?form=MG0AV3).




DOI: https://doi.org/10.5281/zenodo.14192101

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

 

Media Hukum Indonesia (MHI)

E-ISSN :3032-6591

Organized by Penerbit Yayasan Daarul Huda Kruengmane,